Two of the most commonly made and commonly broken New Year’s resolutions are saving money and paying off debt. These are promises we all seem to make to ourselves every year with every intention of seeing through. But somehow, we wind up in the same spot we were before. So how can you make sure that 2013 is the year you take control of your finances and start making your money work for you?
An extraordinary level of teamwork, cooperation, trust, planning and execution can equal your survival and triumph in the face of perilous conditions. No clearer were these principles tested than when the crew of the AFR Midnight Rambler, facing hurricane-force winds and monstrous waves, piloted their tiny vessel through the storm to win the Sydney Hobart Race, known as the “Everest of ocean racing.”
SALT LAKE CITY – Backpackers scored 50 percent better on a creativity test after spending four days in nature disconnected from electronic devices, according to a study by psychologists from the University of Utah and University of Kansas. “This is a way of showing that interacting with nature has real, measurable benefits to creative problem-solving that really hadn’t been formally demonstrated before,” says David Strayer, a co-author of the study and professor of psychology at the University of Utah.
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