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Honey Brown Hope Foundation Rakes in National, State and Local Recognition

Honey Brown Hope Foundation Rakes in National, State and Local Recognition

Honey Brown Hope Foundation

Houston, TX — The Honey Brown Hope Foundation, a nationally recognized, award-winning 501(c)3 non-profit that has served youth and their families for over two decades, announced today that it is thankful this holiday season for recently being recognized for its civil rights

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Community Empowerment: Black Chambers of Commerce Where Is My Patronage?

Community Empowerment: Black Chambers of Commerce Where Is My Patronage?

Peter Grear

Educate, organize and mobilize -- Back in September I wrote an article entitled, Voter Suppression: Creating Black Wealth.  The impetus for that article was a commentary written by Earl G. Graves, Sr., Publisher of Black Enterprise. 

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Employees of Small, Locally-Owned Businesses Have More Company Loyalty

Employees of Small, Locally-Owned Businesses Have More Company Loyalty

loyalty to employers

Employees who work at small, locally owned businesses have the highest level of loyalty to their employers — and for rural workers, size and ownership of their company figure even more into their commitment than job satisfaction does

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The Pawns of Politics: Where Is My Patronage?

The Pawns of Politics: Where Is My Patronage?

Peter Grear

Educate, organize and mobilize -- For more than a year leading up to the recently completed General Elections, I’ve written about Voter Suppression, gerrymandering, the Black vote and voters.  

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Verbal Abuse in the Workplace: Are Men or Women Most at Risk?

Verbal Abuse in the Workplace: Are Men or Women Most at Risk?

Abuse in the Workplace

There is no significant difference in the prevalence of verbal abuse in the workplace between men and women, according to a systematic review of the literature conducted by researchers at the Institut universitaire de santé mentale de Montréal

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The Decision to Handle Rejection

The Decision to Handle Rejection

Rev. Manson B. Johnson

The Big Idea: Endurance is the key to achieving challenging goals in life.“Man’s rejection can be God’s direction.  God sometimes uses the rejection of hateful people to move us to a new place or assignment–where we wouldn’t have thought of going on our own.  

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Subscribe to Get GDN Print Edition

Subscribe to Get GDN Print Edition

Print Subscription

 Greater Diversity News (GDN) is a statewide publication with national reach and relevance.  We are a chosen news source for underrepresented and underserved communities in North Carolina.  

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Tips for Help in Foreclosure Prevention

Written by Oklahoma State University, Division of Agricultural Sciences and Natural Resources on 26 March 2009.

Foreclosure PreventionIf you are looking for help in foreclosure prevention be sure you call on the right source. Sissy Osteen, Oklahoma State University Cooperative Extension resource management specialist, said to be sure the agency you are getting counsel from is on the Department of Housing and Urban Development’s list of approved agencies. “If you are approached by foreclosure counselors either by mail, phone or in person make sure they are on the HUD approved list,” she said. “The HUD Web site is http://www.hud.gov/ or you can call them at 877-483-1515. Most HUD counselors provide no-cost counseling services and some provide low-cost counseling.”

Osteen said do not agree to work with a counselor who collects a fee before providing you with any services or who accepts payment only by wire transfer or cashier’s check.

“Basically, don’t pay money to anyone unless you know exactly what services you will receive,” she said.

Potential victims are easy for scammers to find since mortgage lenders publish notices before foreclosing on homes. After reading the notices, con artists then contact their targets.

“If a person offers you a guarantee, be cautious,” Osteen said. “Reputable counselors won’t guarantee to stop the foreclosure process, no matter the circumstances. This usually involves legal action outside the abilities of a counselor. Working with a legitimate counselor can definitely increase your chances of keeping your home, just be careful of those with promises. Be sure to get everything in writing.”

When asked to sign paper work, be sure to read it carefully and understand what you are signing.

Osteen said do not get pressured into signing anything or letting the counselor fill out the forms for you. “Make sure you have talked to an attorney before signing any papers that transfer the title of your home to another party,” she said.

If an offer sounds too good to be true, chances are it probably is and you may be a victim of foreclosure fraud.

“A mortgage lender or a financial counselor can assist you in finding real options to avoid foreclosure,” Osteen said. “If someone is offering to consult with your lender and offers to arrange to stop or delay foreclosure for a fee be sure to check his or her credentials, reputation and experience. It’s important to protect yourself and not be a victim of a foreclosure scam.”

Oklahoma State University, U.S. Department of Agriculture, State and Local Governments Cooperating: The Oklahoma Cooperative Extension Service offers its programs to all eligible persons regardless of race, color, national origin, religion, gender, age, disability, or status as a veteran, and is an equal opportunity employer.