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Allstate Gospel Superfest Battle of the Bands New Talent Search to Return in August!

Allstate Gospel Superfest Battle of the Bands New Talent Search to Return in August!

Producers of the Allstate Gospel Superfest

The Allstate Gospel Superfest Battle of the Bands New Talent Search to Return in August!- Jacksonville, Memphis & Washington, DC Chosen to Host the 2014 Competitions -(BLACK PR WIRE) – Cincinnati, OH – Producers of the Allstate Gospel Superfest will conduct its sixth annual new talent initiative in three major U.S. cities this coming…

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Dorothy Buckhanan Wilson Installed as International President of Alpha Kappa Alpha Sorority, Incorporated

Dorothy Buckhanan Wilson Installed as International President of Alpha Kappa Alpha Sorority, Incorporated

Charlotte, NC (BlackPR.com)

Dorothy Buckhanan Wilson of Milwaukee, Wisconsin, a business executive, was installed as the 2014-2018 International President of Alpha Kappa Alpha Sorority, Incorporated (AKA)

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Nielsen Expands Communications Leadership Team with Key Media Relations Hire

Nielsen Expands Communications Leadership Team with Key Media Relations Hire

New York (BlackPR.com)

New York (BlackPR.com) -- Nielsen today announced that Andrew McCaskill has joined Nielsen as Senior Vice President, Corporate Communications. He will report to Chief Communications Officer Laura Nelson.

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Voter Suppression: It’s Mobilization Time

Voter Suppression: It’s Mobilization Time

Written by Peter Grear

With this article we will start detailing the ingredients of a revisable action plan that needs comments and revisions as we move toward the Tuesday, November 4, 2014 General Election.  

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Las Vegas Comedian James Bean's Candid Account Of His Struggle With Suicide

Las Vegas Comedian James Bean's Candid Account Of His Struggle With Suicide

WHEN THE HUMOR IS GONE

James Bean has shown insight and understanding of the darkest moments of many people’s lives as well as ideas on how one could begin to create a life worth living even out of the depths of despair.” -– Rhonda Duncombe, LMFT, LADC

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Voter Suppression: NC Black Republican Advisory Board

Voter Suppression: NC Black Republican Advisory Board

Written by Peter Grear

Educate, Organize and Mobilize: I confess that I’m amazed. The Republican National Committee and the Republican Party of North Carolina announced last week that they have launched theNorth Carolina Black Advisory Board (BRAB) 

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Tips for Managing Stress in Your Life

Tips for Managing Stress in Your Life

Written by State Point

Stress is not only unpleasant; it can be overwhelming, ultimately preventing you from solving the problems that caused the stress in the first place. But getting focused can help you feel happier and be more successful professionally, financially and in your relationships, say experts.

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Voter Suppression: Defeating it requires two massive efforts

Voter Suppression: Defeating it requires two massive efforts

Written by Peter Grear

For black voters, Benjamin Jealous expressed what I believe to be the critical message for black voters when he said that the best way to overcome massive voter suppression is through a massive wave of voter registration.  Thankfully, the NAACP is putting this theory into action through the Youth Organizing…

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Black Women are Taking Care of Business

Black Women are Taking Care of Business

Written by Freddie Allen

Instead of breaking the glass ceiling, Black women have increasingly started making their own. According to the Center for American Progress, an independent, nonpartisan progressive institute, Black women are the fastest-growing group of entrepreneurs in the country.

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Voter Suppression: Is it partisan?

Voter Suppression: Is it partisan?

Written by Peter Grear

Educate, Organize and Mobilize: I’ve been doing commentaries on our Campaign to Defeat Voter Suppression since November, 2013.  Because the right to vote is fundamental to our democracy, I’ve tried to promote a non-partisan theory of voter enfranchisement. 

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Why vote? ALEC and the Doctrine of Exclusion

Why vote? ALEC and the Doctrine of Exclusion

By Peter Grear

Educate, Organize and Mobilize: Frequently, in going forward it is imperative to examine your history.  In 1638 the Maryland Colony issued a public edict encouraging the separation of the races that became the public policy of America. 

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Download Greater Diversity News Digital PDF Edition for FREE

Download Greater Diversity News Digital PDF Edition for FREE

FREE Full PDF Edition includes stories not featured on the website

The FREE Full PDF Edition includes stories not featured on the website. No paper, no hasel, read on your laptop or mobile devices. 

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HUD Launches New Campaign Against Housing Fraud Areas Hard-Hit by Foreclosures Most Susceptible to Scams

Written by Charlene Crowell, NNPA on 10 June 2011.

According to the federal department of Housing and Urban Development (HUD), an estimated three million families have already lost their homes to foreclosure since 2007. But, the worst may still be ahead; analysts now predict that as many as eight million more Americans could face foreclosure by 2012.

With so many desperate homeowners looking for solutions, a new kind of consumer fraud has found a ready-made market. Families fighting for their homes and financial survival can be gullible to shady businesses that promise guaranteed mortgage modifications or a halt to foreclosures already in progress. Oftentimes, aggressive sales pitches to troubled homeowners claim that serious financial problems can go away as soon as payment of an advance fee is made. Other solicitations call for sharing personal financial information over the phone or online to quickly solve a housing dilemma.

The spread of these and other consumer scams have now trigged a new campaign by HUD and other consumer groups with dual goals. Know It. Avoid It. Report It is a new campaign that seeks to: 1) direct homeowners facing foreclosure to trusted housing resources and counselors; and 2) solicit the support of homeowners to shut down scammers who target communities of color and the elderly. The campaign includes support from the Federal Trade Commission, NeighborWorks America, and the Lawyers' Committee for Civil Rights under Law. Using a combination of traditional and social media, the effort will also include multi-lingual brochures, posters and flyers along with multiple outreach activities in hard-hit areas such as Miami, Chicago, and Los Angeles.

"You can't go around Miami without seeing all these promises to 'help' and the result is that too many people are being taken advantage of," said Ed Jennings Jr., HUD Southeast Regional Administrator.

"With millions of homeowners in foreclosure or at risk of losing their homes as they fall behind on mortgage payments, and eight million Americans expected to face foreclosure now through 2012, the timing of this campaign could not be more prudent," continued Jennings. "When you know better, you do better."

Another outreach effort in HUD's campaign featured a two-hour telethon on June 1 with more than 20 housing counselors in the studio of Los Angeles' KMEX-TV. Counselors answered viewer calls and also sought information to determine whether callers were at risk of being scammed and provided information on how and where to report scams.

Although HUD's campaign has begun in three heavily-affected markets, every state where large numbers of foreclosures have occurred is also a potential target for this new kind of fraud. Residents of other states with large foreclosures include: Arizona, Colorado, Georgia, Massachusetts, Michigan, Minnesota, New Jersey, New York, Nevada, Ohio, Pennsylvania, and Texas.

Anyone, regardless of where they live, can dial a toll free help line at 1-888-995-HOPE (4673), or go online for more advice on how to avoid housing scams at www.loanscamlert.org.

Additionally, the Center for Responsible Lending has state-by-state information on the number of foreclosures and the costs of bad lending practices, including payday loans, bank overdraft loans, and overcharges in auto financing. It is available at: http://www.responsiblelending.org/mortgage-lending/tools-resources/factsheets/

With communities of color already having lost $350 billion of wealth through foreclosures, everyone should be on guard against promises of debt relief that sound too good to be true. If there really was a quick and easy fix to the foreclosure fiasco, it would have happened before so many families lost their homes.

Charlene Crowell is the Center for Responsible Lending's communications manager for state policy and outreach. She can be reached at: Charlene.crowell@responsiblelending.org.



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