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Dorothy Buckhanan Wilson Installed as International President of Alpha Kappa Alpha Sorority, Incorporated

Dorothy Buckhanan Wilson Installed as International President of Alpha Kappa Alpha Sorority, Incorporated

Charlotte, NC (BlackPR.com)

Dorothy Buckhanan Wilson of Milwaukee, Wisconsin, a business executive, was installed as the 2014-2018 International President of Alpha Kappa Alpha Sorority, Incorporated (AKA)

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Nielsen Expands Communications Leadership Team with Key Media Relations Hire

Nielsen Expands Communications Leadership Team with Key Media Relations Hire

New York (BlackPR.com)

New York (BlackPR.com) -- Nielsen today announced that Andrew McCaskill has joined Nielsen as Senior Vice President, Corporate Communications. He will report to Chief Communications Officer Laura Nelson.

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Voter Suppression: It’s Mobilization Time

Voter Suppression: It’s Mobilization Time

Written by Peter Grear

With this article we will start detailing the ingredients of a revisable action plan that needs comments and revisions as we move toward the Tuesday, November 4, 2014 General Election.  

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Las Vegas Comedian James Bean's Candid Account Of His Struggle With Suicide

Las Vegas Comedian James Bean's Candid Account Of His Struggle With Suicide

WHEN THE HUMOR IS GONE

James Bean has shown insight and understanding of the darkest moments of many people’s lives as well as ideas on how one could begin to create a life worth living even out of the depths of despair.” -– Rhonda Duncombe, LMFT, LADC

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Voter Suppression: NC Black Republican Advisory Board

Voter Suppression: NC Black Republican Advisory Board

Written by Peter Grear

Educate, Organize and Mobilize: I confess that I’m amazed. The Republican National Committee and the Republican Party of North Carolina announced last week that they have launched theNorth Carolina Black Advisory Board (BRAB) 

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Tips for Managing Stress in Your Life

Tips for Managing Stress in Your Life

Written by State Point

Stress is not only unpleasant; it can be overwhelming, ultimately preventing you from solving the problems that caused the stress in the first place. But getting focused can help you feel happier and be more successful professionally, financially and in your relationships, say experts.

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Voter Suppression: Defeating it requires two massive efforts

Voter Suppression: Defeating it requires two massive efforts

Written by Peter Grear

For black voters, Benjamin Jealous expressed what I believe to be the critical message for black voters when he said that the best way to overcome massive voter suppression is through a massive wave of voter registration.  Thankfully, the NAACP is putting this theory into action through the Youth Organizing…

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Black Women are Taking Care of Business

Black Women are Taking Care of Business

Written by Freddie Allen

Instead of breaking the glass ceiling, Black women have increasingly started making their own. According to the Center for American Progress, an independent, nonpartisan progressive institute, Black women are the fastest-growing group of entrepreneurs in the country.

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Voter Suppression: Is it partisan?

Voter Suppression: Is it partisan?

Written by Peter Grear

Educate, Organize and Mobilize: I’ve been doing commentaries on our Campaign to Defeat Voter Suppression since November, 2013.  Because the right to vote is fundamental to our democracy, I’ve tried to promote a non-partisan theory of voter enfranchisement. 

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Why vote? ALEC and the Doctrine of Exclusion

Why vote? ALEC and the Doctrine of Exclusion

By Peter Grear

Educate, Organize and Mobilize: Frequently, in going forward it is imperative to examine your history.  In 1638 the Maryland Colony issued a public edict encouraging the separation of the races that became the public policy of America. 

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Download Greater Diversity News Digital PDF Edition for FREE

Download Greater Diversity News Digital PDF Edition for FREE

FREE Full PDF Edition includes stories not featured on the website

The FREE Full PDF Edition includes stories not featured on the website. No paper, no hasel, read on your laptop or mobile devices. 

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Mortgage Expert: Financing your Home

Written by Featured Organization on 13 August 2012.

- Which type of mortgage is best for you?
It is important to understand the differences between the types of mortgages available to you. Once you know your short and long term financial strategy, you should educate yourself about the terms, benefits, and drawbacks of fixed and adjustable-rate mortgages, as well as FHA (Federal Housing Administration) and VA (Veterans Affairs) mortgage loans. Your personal research can go a long way. Ask yourself which type of loan you might qualify for and which types might best suit your lifestyle and ability to make your monthly payments.

How will your credit affect your ability to qualify for the loan you want?
It seems obvious—a good credit rating means a better chance of snagging a loan with a low interest rate, and a lower credit score can lessen your chances to secure that loan. But what can you do to boost your credit in advance of applying for a mortgage loan? First, don't open new credit cards (even store accounts) or apply for other loans once you know you're committed to home ownership. New credit accounts can affect your credit rating. Second, don't get rid of any existing accounts with a good payment history, even if you are not using them—they can be beneficial to your credit rating. And obviously, continue to pay off existing loans or credit cards on time to avoid a tip in your credit score.

How much money do you have available for a down payment?
Think about how much money you can set aside for your down payment. There are a number of home loan programs available with little or no down payment. If you can save at least 20% of the home value, not only will your monthly payments be less than if you have a 5% down payment, but remember the more you put down, the less you owe. You should prepare in advance and consider what you can comfortably afford in your mortgage payment.

Buying a home is a process with a lot of ins and outs. The more you read about financing options, the savvier you will be when it comes time to landing that mortgage. A little time invested up front could mean a huge payoff down the line.



About Poli Mortgage Group, Inc: Poli Mortgage Group, Inc. is a privately held business founded by Edmund "Chip" and Chris Poli in 2001. Poli Mortgage, with its direct lending power, numerous banking and industry partners, highly secure internal platform & process, and best in class Customer Service, is committed to providing a vast range of customized mortgage programs to satisfy any borrower's financial requirements. Program offerings include FHA, VA, USDA, FNMA, FHLMC, ARM, debt consolidation, home improvement, and other niche & jumbo loans. For more information please visit www.PoliMortgage.com

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