More good news keeps coming for consumers in early 2014. On the heels of new mortgage rules that took effect on January 10, the following week four banks making payday loans pulled their products from the market. Announcing a halt to their triple-digit interest rates were Wells Fargo, Regions, Fifth Third and US Bank. Together, these lenders have combined assets of $2.1 trillion, serving customers through 30,000 branches and more than 21,500 ATMs across the country.
EDUCATE, ORGANIZE AND MOBILIZE: Voter ID laws require voters to present in most instances, some type of state issued photo identification in order to vote. It is important to note that most voter ID legislation is coming from Republican controlled states and being justified as necessary to address voter fraud. To date, as shown in the Pennsylvania case, the evidence presented proves that among other things voter fraud is rare or non-existent. This week we’ll look at the laws in several states as examples of how these laws came about and are being received in courts and in the court of public opinion. I believe that the best Internet site for a concise overview of voter ID in the United States is one of the sources I’ve used and relied upon for this article. John Holt
What do North Carolina and Wisconsin have in common? On the surface of it, perhaps not much: one has subzero winter temperatures and the other sweltering summers with off the charts humidity. But more and more people are seeing parallels between the tar heel and badger states, particularly the power of unregulated big money in politics. As more and more North Carolinians come to the state capitol every week protesting cuts to unemployment insurance, tax cuts for the state’s wealthiest citizens, loosening of environmental regulations, and threats to voting rights,
The bad back that awakened me at 6:00 a.m. on this birthday morning and that spurred unpleasant thoughts of growing old dissipated in an instant with an email alert that our long-awaited decision in the voter ID had issued. I didn’t have the opinion, but I had the result – we won! Thousands of hours of hard work in collaboration with my fantastic colleagues had not been a total waste. And that adrenaline rush only increased when I read the opinion. “Disenfranchising voters ‘through [no] fault of the voter himself’ is plainly unconstitutional,” (p.43), wrote the judge, echoing something I’d been saying for two years. The judge agreed with virtually every argument we made in concluding that this law didn’t promote any valid governmental objective while disenfranchising hundreds of thousands of eligible voters.
WASHINGTON (NNPA) – Thirty years ago, one year of tuition, room, and board at a nation’s four-year, degree-granting institution cost $8,756 on average (or $3,499, when adjusted for inflation). As of 2010, that figure had almost tripled to $22,092 – and that’s just for one year. To meet this economic hurdle, 39.6 million Americans have turned to the student loan market, taking on more than $1 trillion in debt of last year, according to the Department of Education’s Federal Student Aid office. Higher education, once a pipeline to the American Dream, is quickly becoming just a pipedream for low-income and underserved Americans.
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